Product updates

YIELD App partners with DeFi risk analysis pioneer Credmark

4 min read

YIELD App is thrilled to announce that we are partnering with Credmark, a decentralized risk modeling platform that leverages the data provided by platforms and protocols across the industry in order to generate high integrity, verifiable DeFi risk models.

Credmark brings the risk tools used by traditional financial institutions to the average DeFi user. It tackles one of the problems in the current DeFi space, namely the lack of standards and risk modeling, to provide accurate, complete and consistent data to assess risk in DeFi investment portfolios. By leveraging the wider DeFi community to generate and validate these models, Credmark has created a scalable, trustworthy and decentralized solution to risk modeling.  

In-depth risk analysis

YIELD App believes that everyone should have access to the best investment opportunities. Our mission is to unlock the full potential of DeFi and make it available to the world. To achieve this, we provide an innovative platform that bridges traditional and decentralized finance in the easiest way possible. Our users simply deposit their digital assets to earn an APY of up to 17% on stablecoins USDT and USDC, and up to 12% on Ether (ETH) and Bitcoin (BTC). At the core of our strategy is our $YLD token, which rewards loyal community members with a higher yield the more YLD they hold in their on-platform wallets. 

YIELD App will work with Credmark to run assessments of our own DeFi strategies, and will include the pools in which we deploy some of our users’ funds. Credmark’s research will also help to inform our decisions and build stronger collaborations with members of the DeFi community, working to strengthen the entire ecosystem.

Commenting on our partnership with Credmark, Tim Frost, CEO of YIELD App, says: “As we reported in our significantly expanded Q3 Report, YIELD App undertakes thorough and in-depth risk analysis of all of our investment strategies. We utilize an enhanced DeFi risk modeling analysis suite, which builds on our five key-pillar assessments: smart contract, platform, counterparty, financial and credit risk, and plots and scores dozens of key data risk points. 

“This is supported by a proprietary, automated research suite that includes a social media, sentiment and news capture/analysis tool that provides a continuous stream of actionable data directly into our analytics repository. We are thrilled to now be working with Credmark to strengthen our risk management further. This continues our mission to continually build partnerships with innovators in the digital asset and DeFi space to ensure our users benefit from the best in the space.”

Transparent approach

Neil Zumwalde, Founder at Credmark, comments: “Credmark provides high integrity data and risk metrics through a transparent, community-driven platform. By leveraging our community, we provide transparent models and data that can be used to make better investment decisions. We are thrilled to be working with YIELD App to further strengthen their auditing and provide increased transparency to their loyal and active community.”

The YIELD App portfolio team will now be working closely with Credmark to assess our deployments in four key investment pools. We will publish the result of this first analysis in our Q4 report, released mid-January 2022. 

Ahead of this, Credmark will join a select panel of experts in the risk space on our upcoming edition of “Fridays with YIELD App”, a 30-minute live YouTube panel show, due to air on Friday, November 5, 2021 at 12:00 UTC and also featuring Steady State Finance. This can be viewed live and any time after the show at

DISCLAIMER: The content of this article does not constitute financial advice and is for informational purposes only. The price of digital assets can go down as well as up, and you may lose all of your capital. Investors should consult a professional advisor before making any investment decisions.


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