Yield Pro Terms and Conditions 

1. Risk Disclosure 

Yield Pro is provided by Trofi. By accessing Yield Pro on the Yield Platform, you  acknowledge and agree to these terms and to the Yield Pro Terms of Service, Yield Privacy Policy, Trofi Structured Product Agreement, and Trofi Dual Currency  Agreement (collectively referred to as the “Yield Pro Terms”). Additionally, you  acknowledge and confirm that you have read, understood and agree to the Risk  Disclosure. 

In the event of any conflict or inconsistency between the Terms and the Yield Pro Terms and Conditions, the Terms shall prevail. 

Notice for UK Users 

Trofi is not authorised by the FCA to perform regulated activities in the United  Kingdom or to communicate financial promotions capable of having an effect in the  United Kingdom. Therefore, if you are retail consumer located in the United  Kingdom, products and services related to a specified investment for the purposes of  the United Kingdom Financial Services and Markets Act 2000 (Regulated Activities)  Order 2001 may not be promoted or offered to you. 

Transfer of Title to Digital Assets 

By accessing Yield Pro and transferring your Digital Assets to Trofi, you are lending  such Digital Assets to Trofi and you grant Trofi all rights and title to such Digital  Assets, to the fullest extent permitted by law, for Trofi to use in its own discretion. 

We will use these lent Digital Assets for our own commercial purposes, which may  include us lending them to third party exchanges. 

You acknowledge and agree that you will not be able to exercise any rights of  ownership in connection with the Digital Assets that have been lent to Trofi, and  Trofi may receive compensation for its use of the Digital Assets lent by you, which  you will have no claim or entitlement to. You further acknowledge that, prior to the  Maturity Date of the relevant Structured Product, you will not have any rights to  access or swap the Digital Assets and that you may not withdraw any of the Digital 

Assets to your Wallet or to a wallet of a third party and Trofi shall have no liability or  obligation to transfer any Digital Assets except as set out in the Terms, the Yield Pro Terms and Conditions and as published on the Yield Platform. 

2. Definitions 

“APR” means the Annualised Percentage Rate that will be referenced in the  Settlement Formula. 

"Buy Level / Sell Level" means a benchmark price used to compare with the  Settlement Price when the Structured Product expires on the Maturity Date. 

“End Level” means the Market Price of the Linked Asset upon the Maturity Date. 

“Investment Asset” means the Digital Asset which a User selects to invest and which  the Redemption Amount may be paid out in, based on the Settlement Formula. 

"Investment Amount" means the amount of the Investment Asset that Users used to,  or intends to use to, purchase a Structured Product. The type, amount and other  features of Investment Amount are subject to the requirements and limits set by  Trofi. 

"Linked Asset" means the Digital Asset in which the Redemption Amount may be paid  out in, based on the Settlement Formula. 

"Maturity Date" means the date when the Structured Product matures as agreed by  you and Trofi through the Yield Platform. 

“Market Price” means the reference price of the underlying Digital Assets at the time  of product subscription. 

"Order Page" means the interface page on the Yield Platform which allows Users to  place a Purchase Order. 

"Order Status Page" means the interface page on the Yield Platform which shows the  status of the Purchase Order.

"Redemption Amount" means the amount that Users shall receive when the  Structured Product matures. The Redemption Amount shall be calculated according  to the Settlement Formula agreed by you and Trofi through the Yield Platform. 

"Product Page" means the interface page on the Yield Platform which sets out the  details of the Structured Product and permits you to subscribe for the Structured  Product. 

"Purchase Order" means an order to purchase the Structured Product. 

"Settlement Index" means the average of the latest prices from exchanges including  Binance, OKX, Coinbase and Huobi. If the relevant price is not available in any of the  abovementioned exchanges when calculating the Settlement Price for any reason  whatsoever, Trofi will refer to other available price sources in its sole discretion. 

"Settlement Price" means the 30-minute average of the relevant Settlement Index as  at 30 minutes before 08:00 UTC on the Maturity Date of the Structured Product. 

"Settlement Formula" means the formula agreed by you and Trofi through the Yield  Platform that determines the Linked Asset and calculates the Redemption Amount. 

"Start Level" means the Market Price of the Investment Asset upon the Purchase  Order. 

"Structured Products" means the products provided on the Yield Platform by Trofias  a specified service known as “Yield Pro”, including without limitationDual Currency,  Sharkfin, Target and Range products. 

“Yield Platform” for the purposes of the Yield Pro Terms and Conditions, this term  means the Structured Products page available via the Yield Platform. 3. Yield Pro 

Trofi may make available to you one or more Structured Product(s) through the Yield  Platform. For each Structured Product, you shall place the order and specify the  Investment Amount with which you intend to purchase the Structured Product. Once  your Purchase Order is confirmed by Trofi, the Investment Amount will be deducted  from your Yield Account for the purchase of the relevant Structured Product. On or 

around the Maturity Date of the Structured Product, you will receive the Redemption  Amount calculated based on the Settlement Formula agreed by you and Trofi through  the Yield Platform. Where applicable, you authorise Trofi to convert any other  currency or Digital Assets on your behalf into the denominated currency or Digital  Assets at a prevailing rate, and vice versa, in order to make a purchase of or  withdrawal from the Structured Product. 

Procedures 

The following procedures shall apply to your access to the Structured Product(s): 

• you may enter the Product Page for the Structured Product you intend to  invest, which lists the key terms of the Structured Product, including but not  limited to the Maturity Date, the Investment Asset, the Linked Asset and the  Settlement Formula; 

• you shall specify the Investment Amount you intend to invest in the  Structured Product on the Order Page. By clicking the "Purchase" (or other  phrases of equivalent meaning) button in the Order Page, you represent that  you confirm and accept the terms specified in the Order Page, and you will be  directed to the Order Status Page; 

• if the Order Status Page shows "Failed Purchase" (or other phrases of  equivalent meaning), it means there is no binding Purchase Order executed by  and between Trofi and you. Such failure may happen due to Trofi’s rejection  of the Purchase Order you submitted, computer malfunction, network  congestion, market data error or other reasons. Both you and Trofi  understand and agree that no party shall be liable for such failure and that  Trofi shall have the right to reject any Purchase Order in its sole discretion; 

• if the Order Status Page shows "Completed Purchase" (or other phrases of  equivalent meaning), it means a binding Purchase Order is deemed to have  been executed between Trofi and you with the terms specified in the Order 

Status Page, and Trofi shall have the right to deduct the Investment Amount  from your Account immediately; and 

• once a Purchase Order is executed by both you and Trofi, Users shall have no  right to cancel such Purchase Order or request to withdraw the Investment  Amount. 

4. Structured Product Descriptions 

Structured  

Product Dual Currency (“DC”) 

Structured  Product  

description 

DCD is a non-principal protected structured product designed to be held until maInvestment Asset in an Investment Amount, a Linked Asset, a Maturity Date and Depending on the Settlement Price at the Maturity Date, Users will receive their Ior their Investment Amount plus APR after the Investment Amount has been conthe Buy Level or Sell Level. 

Service Provider This Structured Product forms part of the Yield Services and is provided by Trofi company incorporated in the British Virgin Islands, to all eligible Users as set out 

Settlement  Formula 

Buy-Low DC 

On the Maturity Date: 

• If Settlement Price ≥ Buy Level. Redemption Amount (in Investment Asset)APR. 

• If Settlement Price < Buy Level. Redemption Amount (in Linked Asset) = Inconverted to Linked Asset at the Buy Level. 

Sell-High DC 

On the Maturity Date:

Structured  

Product Dual Currency (“DC”) 

• If Settlement Price ≤ Sell Level. Redemption Amount (in Investment Asset)APR. 

• If Settlement Price > Sell Level. Redemption Amount (in Linked Asset) = Inconverted to Linked Asset at the Sell Level. 

Structured  

Product Sharkfin 

Structured  Product  

description 

Sharkfin is a non-principal protected structured product designed to be held untilInvestment Asset in an Investment amount, a Linked Asset and a Maturity Date. of the Linked Asset at the Maturity Date, Users may receive their Investment AmInvestment Amount has been converted to the Linked Asset at the Buy Level; therange of APR; or their Investment Amount plus APR at a fixed rate. 

Service Provider This Structured Product forms part of the Yield Services and is provided by Trofi company incorporated in the British Virgin Islands, to all eligible Users as set out 

Settlement  Formula 

On the Maturity Date: 

• If Settlement Price < Buy level. Redemption Amount (in Linked Asset) = InvAPR is converted to Linked Asset at the Buy Level. 

• If Buy Level ≤ Settlement Price ≤ Upper Level. Redemption Amount (in InvAmount plus APR (from minimum APR to maximum APR). 

• If Settlement Price > Upper Level. Redemption Amount (in Investment Assminimum APR.

Structured  

Product Target 

Structured  Product  

description 

Target is a non-principal protected structured product designed to be held until Investment Asset in an Investment Amount of their choice and a Linked Asset. UsDepending on the Market Price of the Linked Asset at the Maturity Date, Users mAmount plus APR after the Investment Amount has been converted to the LinkedAmount; or their Investment Amount plus APR. 

Service Provider This Structured Product forms part of the Yield Services and is provided by Trofi company incorporated in the British Virgin Islands, to all eligible Users as set out 

Settlement  Formula 

Structured  

On the Maturity Date: 

• If Settlement Price < Buy Level. Redemption Amount (in Linked Asset) = Into Linked Asset at the Buy Level. 

• If Buy Level ≤ Settlement Price < Target Level. Redemption Amount (in InvAmount. 

• If Settlement Price ≥ Target Level. Redemption Amount (in Investment AssAPR. 

Product Range 

Structured  Product  

description 

Range is a non-principal protected structured product designed to be held until Investment Asset in an Investment Amount of their choice, a Linked Asset and MMarket Price of the Linked Asset at the Maturity Date, Users may receive their Inafter their Investment Amount has been converted to the Linked Asset at the BuAmount plus APR; or their Investment Amount. 

Service Provider This Structured Product forms part of the Yield Services and is provided by Trofi company incorporated in the British Virgin Islands, to all eligible Users as set out 

Structured  

Product Range 

Settlement  Formula 

On the Maturity Date: 

• If Settlement Price < Buy Level. Redemption Amount (in Linked Asset) = Into Linked Asset at the Buy Level. 

• If Buy Level ≤ Settlement Price ≤ Upper Level. Redemption Amount (in InvAmount plus APR. 

• If Settlement Price > Upper Level. Redemption Amount (in Investment Ass